Manuel Ybarra, Loan Officer

CA Bureau of Real Estate, Real Estate Broker # 01303602 | Colorado Mortgage Loan Originator # 100055827           Oregon Mortgage Loan Originator # 304089 | Virginia Mortgage Loan Originator # MLO-21782VA               
Washington Mortgage Loan Originator # MLO-304089 |  NMLS ID # 304089

Manuel, more commonly known as Manny, is originally from California and has lived here his whole life. He has 18 years of experience in the mortgage industry.  He has an expertise in the following loan products: Purchase, VA and Jumbo Loans.  He is fluent in both Spanish and English and has an educational background from Cypress College.  When Manny is not at work he enjoys fishing and spending time with his wife and three sons.    



11/29/2016 Louie K. - Vacaville, CA
"I did a VA IRRRL Refinace. I worked with Manny Yberra who made the process painless. He gave me my best options and kept me updated every step of the way. He walked me though and explained everything during the process. He was a pleasure to work with and I would use them again for all my mortgage needs" - Yelp

06/27/2016 William M. - San Jose, CA
"Best mortgage company I have ever dealt with! Manny Ybarra and his associates are just great to work with! I have used them (3) times so far and will use them again, when necessary." - Google +

06/27/2016 William M. - San Jose, CA
"Best mortgage company I have ever dealt with. I have used them (3) times; will use them again! Friendly; efficient; always ready to answer questions or help with issues. Manny Ybarra and his associates are just the best." - BBB

05/23/2016 Jonathon M. - Edmonds, WA
"Worked with Manny for my 2nd VA IRRRL refi.  As before, extremely professional, courteous, timely and very efficient.  Very straightforward with the process while educating each step of the way.  Unlike the hundreds of other brokerages attempting to lure military members into refinancing by promising unrealistic low rates, cash back, and skipping payments...Hope to continue to work with Manny for all of our mortgage needs in the future." -Yelp

02/18/2016  William M. - San Jose, CA
"Great company to work with! Great service with a very pleasing customer attitude!" - BBB

12/06/2015  Jose A. - Chula Vista, CA
"I want to thank Nationwide and Manny Ybarra (Senior Loan Officer) for providing us with great service. Mr. Ybarra made our Refinance process very smooth and easy. His professionalism and attention to deal were unremarkable. Thank you Manny and Nationwide!!!" - BBB

10/14/2015  Gary A. - Vacaville, CA
"As a veteran, I'd like to pass on my compliment and thanks to the helpful folks at NA Nationwide Mortgage who helped me close on a lower interest rate for my home. The whole process went easy as I was guided in a friendly way to close." -  BBB

09/18/2015  James F.- McKenna, WA
"This had to be the smoothest mortgage transaction I have ever been through. I was slightly skeptical at first since I didn't think my current rate could be beaten. I was also skeptical since the people whom I dealt with weren't in my state, so a face to face relationship could not be established.  Mr. Manuel Ybarra not only worked for my business, this dude went above and beyond what I have ever seen out of a loan officer. He took us from 3.75 to 3.25 via a VA streamline loan, and it was the easiest transaction of this nature I have ever had. Pleasure doing business with Manual, as well as Nationwide Mortgage. Would recommend 100%..." - Yelp

06/12/2015  Romel G. – San Diego, CA
 “Excellent company to do your mortgage, I refinance my current mortgage with so much ease!!!:-) I definitely will refer this company!!! Sir Manny Ybarra thanks for all the help and you definitely done a exceptional work!!!”- Facebook

05/19/2015 Jadene S. - Portland, OR
“Amazingly low interest rate!!! Manny Yberra from Nationwide mortgage provided friendly and timely response for my IRRRL VA refinance. Within 30 days he closed the loan, maintained the loan terms and rate originally discussed and communicated with me well. Highly recommend them.“ – Yelp

12/04/2014  Cesar M. – Benicia, CA
“It was a  specially wonderful experience for us to work with Manny Ybarra  of NA Nationwide Mortgage.  Our  application for  refinancing went  through a very smooth process just as  promised.  We highly recommend this business to other people.  We are ever grateful for the  excellent service you rendered us.” – Yelp

05/27/2014  Marc F. – San Diego, CA
“Manny just completed a loan for my wife and me. I am writing to let you know how very impressed I am with this young man. As you probably are well aware, Manny  is respectful, informed, ethical and service oriented. I would do business again with  Manny in a heartbeat. You’ve got yourselves a real winner there, keep him happy. Congratulations to you for training him so well.”

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